Tugu HealthGuard
Up dMAC JPKM Tugu HealthGuard Personal Accident

 

Simple and Easy

No medical examination
Single or Group Plans
No remote location or out of major city loadings
No hazardous occupation loading
Hospitals paid direct - No claim forms needed in most cases

Summary of Hospital Benefits

All in hospital accomodation, treatment and services, including MATERNITY services and surgical services.
Post hospital follow up treatment following discharge.
Prescription drugs, medical supplies.
Home nursing following hospital discharge.
Local road ambulance service.
Emergency room services.

Other Benefits

Outpatients Services including Primary Care Physicians, Specialists, Pathology, Imaging etc.
Prescription Drugs and Dressings etc.
Emergency Outpatient Services.
Dental Services including Diagnostic and Preventative Services,
Oral Surgery, Restorative Services and Endodontics.
Emergency Dental Services.

Schedule of Benefits | Premium per Year | General Policy Conditions
Discount | Hospital Accomodation

Schedule of Benefits

Plan Area

Gold US$

Platinum US$

Hospital & Ancillary 500,000 2,500,000
Maternity

Normal
Abnormal

 

2,000
4,000

 

5,000
10,000

Outpatient 2,500 10,000
Dental

Diagnostic Services
Preventative Services
Oral Surgery
Restorative Services
Endodentics
Emergency Services

Annual Dental Limit

 

150
200
200
350
700
150

1,750

 

250
350
200
500
900
300

2,500

Additional Benefits

Evacuation
Repatriation
Accidental Death Benefits

Organ Transplant

 

Unlimited
Unlimited
30,000
50,000

 

Unlimited
Unlimited
30,000
100,000

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Premium per Year

Age Gold US$ Platinum US$
Hospital & Ancillary

0 - 17
18 - 30
31 - 40
41 - 45
46 - 50
51 - 55
56 - 60
61 - 65

 

164
330
330
424
424
544
642
802

 

246
492
492
603
603
766
766
958

Maternity

450

Included

Outpatient

0 - 17
18 - 30
31 - 40
41 - 45
46 - 50
51 - 55
56 - 60
61 - 65

 

116
161
169
184
195
266
356
416

 

189
249
263
270
308
399
564
690

Dental

160

205

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General Policy Conditions

Age Limit 31 Days - 65 Years
Pre-Existing Condition 1 Year
Pre-Hospital Diagnostic Service 30 Days
Post Hospital Follow-up Treatment 30 Days
Home Nursing Following Hospitalisation Reasonable & Customary Charges
Maternity 1 Year
Notification of Claim 60 Days
Legal Proceedings Law of Indonesia
Co-Insurance for Outpatient & Dental 20.00%
Co-Insurance for Treatment in USA/Canada 20.00%

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Discount

Optional deductibles for Hospital Benefits:

If you agree to pay the first US$100, US$200 or US$500 of each claim for Hospital Benefits you can reduce the Hospital premium cost as follows:

Total Discount
US$ 100 12.5%
US$ 200 17.5%
US$ 500 22.5%

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Hospital Accomodation

Gold Indonesia
Overseas
VIP
Sharing Accomodation
Platinum Indonesia
Overseas
VVIP
Private Accomodation

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